One in three Americans has a disability, and one in six workers have a physical or mental impairment. If you have a disability, the long-term implications of losing your ability to work can be devastating. You rely on your income to maintain a lifestyle, but sometimes you go decades without being able to lighten the load.
However, it is necessary for anyone with an impairment that restricts their productivity and renders them unable to work at all (or only part-time) to obtain long-term disability insurance. But, such claims are often denied, and people need to take help from disability lawyers to prove their case. Here take a look at these benefits of hiring such lawyers to make a better choice for yourself:
- Lawyers Have A Better Understanding Of The Law
Disability lawyers understand the disability laws about longterm disability LTD deeper. They know all the ins and outs of the disability statutes relevant to the cases they handle. When you hire them, they will be able to determine whether your application is likely to be approved or denied before even filing it with your insurance company. This would give you time to find another lawyer if your claim is expected to be denied or if more evidence is needed.
- They Will Act On Your Behalf
When you hire a disability attorney, they will advocate for your case and fight for you to receive the best possible settlement in your favor. They can represent you before all the administrative departments in their state and present your case to them. They can also do this for other legal matters that involve similar issues.
- Disability Lawyers Are Aware Of Every Angle Of Your Claim
Most disability insurance companies only pay out on first-time injury claims. However, this does not mean that all future claims will be denied until the insured person claims their first line of defense. A disability lawyer is aware of this and can deal with it when they encounter it to win the case.
- Lawyers Know How To Navigate The System
When you claim disability insurance, you are likely to face difficulties because it is a complex procedure fraught with paperwork, medical tests, and bureaucracy. The disability lawyer will take care of this and help you get through it with little hassle. In addition, they will take care of all the legal aspects of your claims, such as appealing an unfavorable decision or making a second application if the first one is denied.
- They Are Experienced In Handling Such Cases
If you feel the need to hire a disability lawyer, it is best to look for someone with good history. Generally, disability lawyers have experience handling disability cases for their clients and providing the best outcome in every case. You want the best hands at work to take your case to be confident about getting the best possible help.
In a nutshell, hiring disability lawyers can save you thousands of dollars in attorney’s fees and years of stressful appeals for something that was a long shot from the beginning. Just make sure you have the best hands at the job to handle your case.